Venmo Alternatives
6 Tools Like Venmo
Quick answer: Top Venmo alternatives include Zelle, Cash App and PayPal. Zelle and Cash App are free or have free plans.
Venmo is a US app for paying friends.
People look for Venmo alternatives for privacy, instant bank transfers without fees, or use outside the US.
- 6 alternatives
- 4 with a free plan
The best Venmo alternatives
#1Zelle
zellepay.com
Bank-to-bank transfers built into most US banking apps.
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In Zelle’s own words: “Zelle enables individuals to electronically transfer money from their bank account to another registered user's bank account (within the United States) using a mobile device or the website of a participating banking institution.”
Zelle is free to use.
People switching from Venmo and Cash App often consider Zelle.
#2Cash App
cash.app
Send money, invest and bank from one app.
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Cash App is free to use and is mobile-first.
People switching from Venmo often consider Cash App.
#3PayPal
paypal.com
Online payments trusted by shoppers worldwide.
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In PayPal’s own words: “Securely send and request money, shop online, and manage your payments in one place with PayPal. Fast, easy, and trusted worldwide.”
People switching from Stripe, Payoneer, Venmo and Cash App often consider PayPal.
#4Apple Cash
apple.com
Send and receive money in Messages and Wallet.
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In Apple Cash’s own words: “Apple Cash is a simple, secure way to send and receive money right in Messages, in Wallet, or with Tap to Cash — and to spend money with Apple Pay.”
Apple Cash is free to use.
People switching from Venmo and Cash App often consider Apple Cash.
#5Revolut
revolut.com
Banking app with multi-currency accounts.
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Revolut has a free plan and is mobile-first.
People switching from PayPal, Wise, Payoneer, Venmo and Cash App often consider Revolut.
#6Wise
wise.com
International transfers at the real exchange rate.
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In Wise’s own words: “150+ countries, 40 currencies, one account. Save when you send, spend and manage your money internationally.”
People switching from PayPal, Payoneer and Venmo often consider Wise.
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Frequently asked questions
What are the best Venmo alternatives?
Popular Venmo alternatives include Zelle, Cash App and PayPal. The best choice depends on whether you need a free plan, open-source software or specific features.
Is there a free alternative to Venmo?
Yes. Zelle, Cash App, Apple Cash and Revolut are free or have free plans.
Why do people look for Venmo alternatives?
People look for Venmo alternatives for privacy, instant bank transfers without fees, or use outside the US.
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